Software plus a qualified accountant
Your books, done.
A real accountant
when it counts.
TaxChad codes your bank transactions, keeps a real double-entry ledger and files your VAT to HMRC. A CIMA-regulated accountant checks it when you want one.
TaxChad codes your bank transactions, keeps a real double-entry ledger and files your VAT straight to HMRC. A CIMA-regulated accountant checks it whenever you want one. The accountant tiers run on a 12-month term because they include your annual filing.
No card needed. UK hosted. We never hold your money.
- UK hosted and encrypted
- Built for MTD
- FRS 102
- UK hosted and encrypted
- Built for Making Tax Digital
- Real double-entry, FRS 102
- Multi-currency
- No client money ever held
- A CIMA-regulated practice behind it
How it works
Teach it once. Review the exceptions. Sorted.
Every allocation traces back to a rule you set, so you are checking a handful of lines rather than all of them.
Import
Upload statements as CSV or PDF. TaxChad keeps the original currency, amount and FX rate intact.
Teach
Tell TaxChad how to treat each supplier, customer or transaction type. The more you teach it, the fewer questions it asks.
Automate
TaxChad applies your rules to every matching transaction from then on, month after month, without drifting.
Review the exceptions
Only genuine judgement calls reach you. Everything else is already coded, with the rule that did it shown alongside.
What it does
Three things that save you real time.
Trade in any currency without the enterprise price tag
Every transaction keeps its original currency, the rate on the day and the GBP value. Period close posts realised gains properly under FRS 102.
- Historic rates, not today's rate applied backwards
- Multi-currency bank and card accounts
- Period close with realised gains posted
Invoice before you have put your tools down
Finish the job, say what you did, and the invoice is written for you with the right VAT rate and the right nominal behind it.
- Voice to invoice, in seconds
- Recurring invoices on a schedule
- Vector PDF documents that print cleanly
Books your accountant will not argue with
Real double-entry underneath everything, not a spreadsheet with totals. Drill from any figure down to the transaction that made it.
- Drillable P&L, balance sheet and trial balance
- Journals, prior-period adjustments, audit trail
- VAT nine-box prepared and filed to HMRC under MTD
The human
A real accountant, built in.
The software does the heavy lifting. When it is time to file, or a judgement call matters, a CIMA-regulated accountant from PowerStone reviews your books and files your accounts, CT600 and VAT to HMRC under agent codes.
Nothing to fear
Audited, remediated, and built like your books matter.
In August 2026 we went through our own code and database line by line, fixed everything we found and wrote tests so it stays fixed. Here is what that covered, and what we do every day besides.
Audited and remediated
A full internal security and fault audit of the code and the database in August 2026. Every finding was fixed and re-tested, and the checks now run automatically on every change.
Isolated by design
Row-level isolation on every table holding customer data, enforced in the database. One customer cannot read another customer's books.
UK hosted and encrypted
Hosted in AWS London. Encrypted in transit and at rest, backups included.
No client money ever held
We never hold your money. Nothing settles through us, so there is no float and no client account to worry about.
Pricing
What you see is what you get.
Three tiers, from £30 a month. Start with the software. Add a CIMA-regulated accountant to prepare and file your accounts, CT600 and VAT. The filing tiers run on a 12-month term.
Not VAT-registered? We cover the VAT. Annual billing gives you two months free.
What you see is what you get. Not VAT-registered? We cover the VAT.
VAT-registered businesses pay 20% VAT on top and reclaim it, so everyone's real cost is the headline price.
Ledger
Multi-currency, rules-based bookkeeping. You file your own returns.
All in for non VAT-registered businesses, we cover the VAT · billed monthly. VAT-registered? Add 20% VAT and reclaim it. Cancel anytime, we don't automatically delete your data.
- Multi-currency invoicing (12+ currencies, daily FX)
- Real double-entry bookkeeping
- Bank statement import (CSV/PDF) & rules-based allocation
- Chart of accounts you control
- P&L, Balance Sheet, Trial Balance - drillable
- Unlimited invoices and customers
- UK-based email support
- Payroll add-on for 2 directors: £6/mo
Ledger + File
Everything in Ledger, plus a CIMA-regulated accountant from PowerStone prepares and files your annual accounts and CT600.
All in for non VAT-registered businesses, we cover the VAT · billed monthly. VAT-registered? Add 20% VAT and reclaim it. 12-month minimum term, we don't automatically delete your data.
- Everything in Ledger
- CIMA-regulated qualified accountant assigned
- KYC/AML review & engagement letter
- Annual accounts prepared from your books
- CT600 corporation tax return prepared and filed
- One director's simple SA100 included
- Filed with HMRC via PowerStone's agent credentials
- Payroll for 2 directors included (FPS and EPS documents generated, not transmitted to HMRC)
- Direct chat with your accountant
Complete
For VAT-registered companies that want the whole compliance year taken off their desk.
All in for non VAT-registered businesses, we cover the VAT · billed monthly. VAT-registered? Add 20% VAT and reclaim it. 12-month minimum term, we don't automatically delete your data.
- Everything in Ledger + File
- Quarterly VAT preparation & filing
- Priority review turnaround
- Payroll for 2 directors included (FPS and EPS documents generated, not transmitted to HMRC)
- 2 directors' simple SA100s included.
- 20 Pay by Bank payments a month included, once Pay by Bank is live
- Direct chat with your accountant
What you see is what you get. If you are not VAT-registered, the headline price is everything you pay and we cover the VAT. If you are VAT-registered, we add 20% VAT that you reclaim on your next return, so the real cost is the headline either way. Filing tiers carry a 12-month minimum term - accounts and CT600 are an annual service. Additional director SA100 £12/mo. Confirmation statement filing £60/yr. Same VAT treatment on all add-ons. Filing is done by PowerStone Accountants as your authorised HMRC agent - we don't claim the software itself is HMRC-recognised for direct filing.
On the roadmap: automated bank feeds, and Pay by Bank so invoices will be payable bank to bank for a flat fee per payment rather than a card percentage. Neither is live yet.
Your books, done. Sorted.
Open your free book, upload a statement, and see how much it handles on day one.
Run a practice? See TaxChad for accountants
Get in touch
Talk to a human.
Question about VAT, multi-currency, or moving your books over? Drop us a note. A qualified accountant will get back to you within one business day.
Prefer email? hello@taxchad.com
We reply Monday-Friday, UK business hours.