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INVOICING, PAYMENTS, MULTI-CURRENCY BOOKKEEPING, QUALIFIED ACCOUNTANT IF NEEDED

Invoice, get paid,
automate bookkeeping.
A real accountant
if needed.

Send your invoices and get paid by card, Direct Debit or Pay by Bank (all three coming soon). TaxChad is affordable bookkeeping software that codes your bank transactions automatically, keeps a double-entry ledger and files your VAT to HMRC. Need a qualified accountant to check your books? We're here to support you.

NewWorks with Claude. Join early access

No card needed. UK hosted. We never hold your money.

Invoices1 Jul to 31 Aug 2026
8,214
collected this month
2
need chasing
INV-1042, Hartley PlumbingPaid by card, same day480.00Paid
INV-1043, Meadowbrook LtdSent 3 days ago, due Friday2,400.00Overdue
Your accountant reviews the quarter before it goes to HMRC.
  • UK hosted and encrypted
  • Built for MTD
  • FRS 102

Works with Claude

Connect your Claude. It does the bookkeeping.

Link TaxChad to your own Claude in a couple of clicks. Claude codes your bank transactions, asks you in plain English when something is not clear, and turns every answer into a rule, so next month it already knows.

How it works

It asks, it doesn't guess

If Claude cannot tell what a payment is, it asks you and shows why. "£9,000 to your personal account on the day your invoice was paid. Is this you paying yourself?"

Every answer becomes a rule

Your answers become rules TaxChad applies automatically. Fewer questions every month.

Your accountant still checks

Everything Claude codes is marked, reviewable and reversible. Nothing goes to HMRC without you.

TaxChad never sends your data to an AI company. Your own Claude reads it only while you have it connected, and you can disconnect at any time.

How it works

From job done to filed, in four steps.

Invoice the customer, collect the money, and the books take care of themselves behind it.

1

Invoice

Say or type the job and the invoice is written for you, with the right VAT rate and a clean PDF ready to send.

2

Get paid

Your customer pays from the invoice by card, Direct Debit or Pay by Bank. Online payment collection is coming soon.

3

Books done for you

Every payment and bank transaction is coded automatically into a real double-entry ledger. You only review the exceptions.

4

Filed properly

VAT is prepared and filed to HMRC under MTD. Add a qualified accountant to review and file your accounts if you want one.

What it does

Three things that save you real time.

Invoice in seconds, get paid faster

Finish the job, say what you did, and the invoice is written for you with the right VAT rate and the right nominal behind it. Your customer pays straight from the invoice: card, Direct Debit and Pay by Bank are coming soon.

  • Voice to invoice, in seconds
  • Recurring invoices on a schedule
  • Vector PDF documents that print cleanly
  • Card, Direct Debit and Pay by Bank payments: coming soon

Trade in any currency without the enterprise price tag

Every transaction keeps its original currency, the rate on the day and the GBP value. Period close posts realised gains properly under FRS 102.

  • Historic rates, not today's rate applied backwards
  • Multi-currency bank and card accounts
  • Period close with realised gains posted

Affordable books your accountant will not argue with

Real double-entry underneath everything, not a spreadsheet with totals. Drill from any figure down to the transaction that made it.

  • Drillable P&L, balance sheet and trial balance
  • Journals, prior-period adjustments, audit trail
  • VAT nine-box prepared and filed to HMRC under MTD

The human

A real accountant, built in.

The software does the heavy lifting. When it is time to file, or a judgement call matters, a qualified accountant reviews your books and files your accounts, CT600 and VAT to HMRC under agent codes. Need a qualified accountant to check your books? We're here to support you.

Qualified review and filing
Filed under agent codes
Qualified accountant on the filing tiers

Nothing to fear

Audited, remediated, and built like your books matter.

In August 2026 we went through our own code and database line by line, fixed everything we found and wrote tests so it stays fixed. Here is what that covered, and what we do every day besides.

Audited and remediated

A full internal security and fault audit of the code and the database in August 2026. Every finding was fixed and re-tested, and the checks now run automatically on every change.

Isolated by design

Row-level isolation on every table holding customer data, enforced in the database. One customer cannot read another customer's books.

UK hosted and encrypted

Hosted in AWS London. Encrypted in transit and at rest, backups included.

No client money ever held

We never hold your money. Nothing settles through us, so there is no float and no client account to worry about.

Pricing

What you see is what you get.

Three tiers, from £30 a month. Start with the software. Add a qualified accountant to prepare and file your accounts, CT600 and VAT. The filing tiers run on a 12-month term.

Not VAT-registered? We cover the VAT. Annual billing gives you two months free.

What you see is what you get. Not VAT-registered? We cover the VAT.

VAT-registered businesses pay 20% VAT on top and reclaim it, so everyone's real cost is the headline price.

Software only

Ledger

Multi-currency, rules-based bookkeeping. You file your own returns.

£30/ month

All in for non VAT-registered businesses, we cover the VAT · billed monthly. VAT-registered? Add 20% VAT and reclaim it. Cancel anytime, we don't automatically delete your data.

  • Multi-currency invoicing (12+ currencies, daily FX)
  • Real double-entry bookkeeping
  • Bank statement import (CSV/PDF) & rules-based allocation
  • Chart of accounts you control
  • P&L, Balance Sheet, Trial Balance - drillable
  • Unlimited invoices and customers
  • UK-based email support
  • Payroll add-on for 2 directors: £6 a month
Most popular
Qualified filing*

Ledger + File

Everything in Ledger, plus a qualified accountant from PowerStone prepares and files your annual accounts and CT600.

£85/ month

All in for non VAT-registered businesses, we cover the VAT · billed monthly. VAT-registered? Add 20% VAT and reclaim it. 12-month minimum term, we don't automatically delete your data.

  • Everything in Ledger
  • Qualified accountant assigned
  • KYC/AML review & engagement letter
  • Annual accounts prepared from your books
  • CT600 corporation tax return prepared and filed
  • One director's simple SA100 included
  • Filed with HMRC via PowerStone's agent credentials
  • Payroll for 2 directors included (FPS and EPS documents generated, not transmitted to HMRC)
  • Direct chat with your accountant
Everything, handled

Complete

For VAT-registered companies that want the whole compliance year taken off their desk.

£145/ month

All in for non VAT-registered businesses, we cover the VAT · billed monthly. VAT-registered? Add 20% VAT and reclaim it. 12-month minimum term, we don't automatically delete your data.

  • Everything in Ledger + File
  • Quarterly VAT preparation & filing
  • Priority review turnaround
  • Payroll for 2 directors included (FPS and EPS documents generated, not transmitted to HMRC)
  • 2 directors' simple SA100s included.
  • 20 Pay by Bank payments a month included, once Pay by Bank is live
  • Direct chat with your accountant

What you see is what you get. If you are not VAT-registered, the headline price is everything you pay and we cover the VAT. If you are VAT-registered, we add 20% VAT that you reclaim on your next return, so the real cost is the headline either way. Filing tiers carry a 12-month minimum term - accounts and CT600 are an annual service. Additional director SA100 £12 a month. Confirmation statement filing £60 a year. Same VAT treatment on all add-ons. Filing is done by PowerStone Accountants as your authorised HMRC agent - we don't claim the software itself is HMRC-recognised for direct filing.

Coming soon: card, Direct Debit and Pay by Bank payments on your invoices, and automated bank feeds. None of these is live yet.

Your books, done. Sorted.

Open your free book, upload a statement, and see how much it handles on day one.

Run a practice? See TaxChad for accountants

Get in touch

Talk to a human.

Question about VAT, multi-currency, or moving your books over? Drop us a note. A qualified accountant will get back to you within one business day.

Prefer email? hello@taxchad.com

We reply Monday-Friday, UK business hours.